Pay attention to your homeowners’ insurance policy coverage

    Congratulations!  You’ve just bought your dream house and you’re ready to purchase your homeowners’ insurance.

    But, are you sure you have the right coverage?

    Storms like tornadoes can happen in the Western Upstate. Make sure you are protected
    Make sure you are protected from storm damage such as tornadoes and torrential rain storms

    The following is just a small list of things that might not be covered:

    • Burst pipes – As many of us know, pipes can get old and rusted.  However, you may not even realize there’s a problem until it’s too late.  Sure, an inspection may not show bad pipes now.  But, protect yourself in the long run.  After all, you may plan to make this your home for many years.  Why not make sure that you are covered if something happens?
    • Flood – The Western Upstate of South Carolina is known for its rainy season during the summer.  One aspect of that could be potential flooding in and around your home.  Do you know whether the policy protects you from that automatically or do you have to buy extra coverage?  It’s best to find out right away.
    • Mold – In many cases, a flood can cause mold in and around your house.  However, even without storms, mold can still be produced in hot and humid climates.  The Western Upstate is known for such weather during the summer.  So, it is best to cover yourself now than to deal with a potential headache later.

    It is always advisable to check with your homeowners’ insurance policy to see what is covered and what is not.  While you may be pleasantly surprised by the information, chances are you may have to investigate into further coverage than what is basically offered.  Find out all the information first so you can protect yourself later.

    The Powell Group encourages you to do your research to get the homeowners’ policy that fits your needs.  You also might find several locations in our area that suit you best on our site.   But, always remember our teammates are here to answer all of your housing questions and concerns.

    (Picture used from Wikipedia)

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