As we at the Powell Group have mentioned before, those who apply for a housing loan will need to get their home inspected. The lenders want to know the details within and around your home in order to properly figure out how much to lend the applicant.
But what is involved in the inspection? What do they look at? The Powell Group at Keller Williams of the Western Upstate of South Carolina has a list of the issues you can expect to have inspected.
The roof is definitely one of the big-time issues that will be looked at. Any holes or damage to the roof can cause a lender to be wary – especially in South Carolina. We recently had big storms in our state. So, if you have a leaky roof, chances are good that you will have flood damage.
The kitchen is just as important. Since this is the room where all the cooking and food preparation is done, inspectors will keep a close eye on your food lab. They will not only check your plumbing. They will also check your cabinets. But, the biggest issue is this – is the house up to code with electricity requirements? If you don’t know, check with your agent to find out exactly what needs to be done. Our teammates can refer you to the experts who have your electricity answers. Don’t get shocked by any surprises.
As has been discussed in our blogs, the HVAC and insulation are important issues too. You want to make sure the unit is working properly. But, you also want to make sure you insulate the house to avoid any problems with heating. After all, as discussed in a recent blog, you want to make sure you do what you can to lower the heating bill.
Now that you’ve prepared the inside of your house, it’s time to move outside.
Check the area around your house. Make sure that your lawn, garden, and outside of your house are all well-maintained. The last thing inspectors want to see is an unkempt area. It not only looks bad, but it can do damage to the house. For example, any flooding can affect to your lawn. But, it can also leave water marks that make the house less desirable to buyers.
Lastly, inspectors will look at the structure of the house. Old age can cause damage over time if the house isn’t well-maintained. But, you will also want to keep your eye on termites and other pests that can affect the structure of your house. Any damage found will result in a lower number from the lender.
The Powell Group encourages you to keep an eye on anything that could damage your home and the area around it. Inspectors will look at all of these things. So, it is best to maintain them before you even think of selling the house.
If you are moving to the Western Upstate of South Carolina, log on to our website and have a look at our beautiful homes. We are sure you will find exactly what you are looking for.
(Pictures used from Wikimedia and Flickr)